Friday, October 19, 2012

Guest Post: A positive view of Obamacare

Final weeks of pregnancy

In the spirit of equal time this post describes the authors opinions about the benefits of Obamacare for pregnant women!

While that may potentially be true for pregnant women, what about the overwhelming negatives posed by Obamacare for the rest of us?  

How Obamacare Will Impact Pregnant Women

Since the passage of Obamacare, or the Affordable Care Act, there has been a lot of debate about how the changes will affect health care access for Americans. The act brought about a lot of changes for the health care of women, in particular, and pregnant women specifically.

Here are just a few of the ways that Obamacare will impact pregnant women:

No Preexisting Conditions

Previously, insurance companies could deny women maternity benefits if they became pregnant before their policy began. Under the Affordable Care Act, benefits cannot be denied for preexisting conditions like pregnancy (or other conditions like breast cancer). The act, therefore, protect pregnant women by assuring them coverage.

No Co-Pay or Deductible

Pregnant women have to go to a lot of checkups and screenings over the course of their pregnancy. Under the Affordable Care Act, no co-pays are deductibles are charged for these routine well visits. Also covered are screenings for sexually transmitted diseases, testing for gestational diabetes, and breastfeeding support and supplies.

Affordable Premiums

Historically, women have been charged higher premiums than men, making health care coverage out of reach for some women. With the changes under Obamacare, health insurance companies cannot charge women higher premiums than men simply because of their gender.

Contraception Coverage

While pregnant women do not really need to worry about contraception (they're already pregnant, after all), they will have to start thinking about family planning right after they deliver. Few women want to have another baby as soon as they have just had one. The Affordable Care Act requires coverage for contraception, providing women with more options for family planning.

According to some estimates, as many as 62 percent of women who have insurance do not have maternity coverage, leaving them vulnerable to not receiving adequate care during pregnancy. With the passage of the Affordable Care Act, pregnant women will have coverage starting in 2014, including these benefits.

What are your thoughts on the changes that Obamacare has made for pregnant women?

Share your thoughts in the comments!

Dana Viktor is the senior researcher and writer for duedatecalculator.org. Her most recent accomplishments include graduating from Ohio State University with a degree in communications and sociology. Her current focus for the site involves pregnancy tips.







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